Attorney Jamie Roth

Attorney Jamie Roth will present a free workshop entitled “Long Term Care Planning” on October 14, 4:30-5:30 pm, at the Region 10 office (300 N. Cascade in Montrose).

Jamie Roth

Brown & Brown PC

As a person approaches their golden years of retirement, their thoughts are likely filled with visions of relaxing and enjoying sunsets and maybe focusing on their favorite hobby or two.  But there’s an entity lurking in the background behind all of us.  It’s the “unexpected” event that strikes when we are least prepared.

The unexpected and unplanned event is related to your health.  Some of us have lived with an illness for many years.  Others have been blessed with good health throughout their lives.  But as we get older, if we open our eyes, we will see that a time may come when we might need assistance in getting around or handling day-to-day routines.  And we don’t know when it will happen.

It’s a situation no-one wants to talk about, but turning a blind eye is not going to help.  The U.S. Government spouts statistics stating 70% of all people over the age of 65 will need some form of long term care during their lifetime.

It will be tough to beat the odds on such a high percentage.  It means that very likely, you or one of your loved ones will need long term care.  That care ranges from moving to a retirement community, to an assisted living facility, or to a nursing home.  Or, if the situation permits it, health care received at your own home.

Maybe we will have problems with our hips or legs and ultimately will be in a wheelchair. Alzheimer’s disease is expected to strike more than 25% of people over the age of 65, regardless of health, education level or background.  Cancer is a major cause of ill health in the older generation.  Our bodies eventually function slower and less efficiently.  Even if we are younger adults, there could be a car accident around the corner that causes an impairment in our ability to function normally in daily life.

The important thing to keep in mind is that planning for the unexpected is the best defense.  A major component of planning includes understanding how to pay for the care.

If you want to learn about payment sources, including private pay, long-term care insurance, Medicare and Medicaid, sign up to attend the free educational workshop on “Long Term Care Planning” being presented by the Law Office of Brown & Brown, P.C. in Montrose.  The workshop takes place on Tuesday, October 14, from 4:30 to 5:30 p.m.  Region 10 Area Agency on Aging co-sponsors the workshop and it is being held at their offices at 300 N. Cascade Street.

Reservations for the workshop are required, and seating is limited. The small group size allows you to get your questions answered in a casual setting. The workshop includes informational handouts and will be presented by Jamie Roth, an estate planning lawyer at Brown & Brown, P.C.

The Law Office of Brown & Brown, P.C. has four attorneys who specialize in estate planning.  The firm has offices in Grand Junction and Glenwood Springs, with appointments available in Montrose and Telluride as well.

You can sign up for the workshop online at www.brownandbrownpc.com or by calling 970-243-8250. Registration also is available online at www.region10.net or at 970-249-2436, ext. 203.

The more you know, the better prepared you will be when the unexpected strikes.